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Friends Help Friends Using LendAmi

LendAmi is the safe, secure and responsible way to lend & borrow with people you know. 


YOU choose the terms.


NO Credit Check!

Use LendAmi to ask a friend for a small loan & then pay them back.


It’s hard to say ‘No’ when using LendAmi!

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How LendAmi Works

LendAmi makes it easy for people to borrow and lend with people they know:

LendAmi made it possible for me to get the $900 I needed from a friend for an emergency vet bill for my cat Simba.

– Elizabeth D.

Friends Want to Help

Ask a friend or family member for the loan you need

Borrow Responsibly

Pay back your friend on time using LendAmi bank transfers

Your Friend Benefits

Lenders can make interest while helping you out

You Decide the Terms

Choose Your Loan Amount

Transact loans between $50 – $5000

Choose Your Interest Rate

Interest rates starting at 2% and within state usury guardrails

Choose Payment Frequency

Select from one-time, weekly, bi-weekly & monthly payments

Choose Number of Payments

Choose how many payments you want to make

Example Loan Using LendAmi

Mobile Money Transfer Icon

You borrow $500 from your friend to cover your rent payment

You agree to pay them back $50 every two weeks along with 5% interest

The total amount paid for your $500 loan is only $517.90 including loan amount, 5% interest and small 2.5% LendAmi transaction fee

I moved into a new house and needed an extra $1800 to cover unknown plumbing problems.  My dad insists on responsibility and was willing to loan me the money when I showed him LendAmi.

– Drake G.

Users Love LendAmi

LendAmi users love being able to:

Choose their own terms

Track the loan together online

Receive text reminders when payments are due

Schedule automatic payments using bank transfers

Friends Sharing a Laptop

Friends & Family are the BEST Bank!

*Disclaimer: LendAmi is not a lender.  LendAmi does not match lenders with borrowers.  LendAmi is a platform that allows two parties that already know each other to negotiate their own loan terms including loan amount, interest rate and repayment schedule and then track that loan together.  Since LendAmi is not party to any loans transacted on its platform, LendAmi is not involved in choosing, approving or agreeing to loan terms.  LendAmi does not run credit checks, enforce the payment of loans from one party to another or report to credit bureaus.  The LendAmi platform allows users to track loans between $50 – $5000.  Users choose and agree to their own interest rate within their local guidelines and determine the length of the loan.  LendAmi allows users to choose payment schedules that are weekly, bi-weekly, monthly, quarterly, annually or lump sum with no restrictions on loan length.  Users will be able to view an amortization schedule showing the total cost of the loan.  An example loan in the amount of $1000 payable in monthly installments over a 12-month period at 5.75% interest will cost the borrower a total of $1057.20 including interest and platform fees.  Users must be 18 years of age or older to use LendAmi.  LendAmi may or may not operate in your State or US. Territory and its availability is subject to change.

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