LendAmi is the safe, secure and responsible way to lend & borrow with people you know.
YOU choose the terms.
NO Credit Check!
Use LendAmi to ask a friend for a small loan & then pay them back.
It’s hard to say ‘No’ when using LendAmi!
Get Started
How LendAmi Works
LendAmi makes it easy for people to borrow and lend with people they know:
LendAmi made it possible for me to get the $900 I needed from a friend for an emergency vet bill for my cat Simba.
– Elizabeth D.
Friends Want to Help
Ask a friend or family member for the loan you need
Borrow Responsibly
Pay back your friend on time using LendAmi bank transfers
Your Friend Benefits
Lenders can make interest while helping you out
You Decide the Terms
Choose Your Loan Amount
Transact loans between $50 – $5000
Choose Your Interest Rate
Interest rates starting at 2% and within state usury guardrails
Choose Payment Frequency
Select from one-time, weekly, bi-weekly & monthly payments
Choose Number of Payments
Choose how many payments you want to make
Example Loan Using LendAmi
You borrow $500 from your friend to cover your rent payment
You agree to pay them back $50 every two weeks along with 5% interest
The total amount paid for your $500 loan is only $517.90 including loan amount, 5% interest and small 2.5% LendAmi transaction fee
I moved into a new house and needed an extra $1800 to cover unknown plumbing problems. My dad insists on responsibility and was willing to loan me the money when I showed him LendAmi.
– Drake G.
Users Love LendAmi
LendAmi users love being able to:
Choose their own terms
Track the loan together online
Receive text reminders when payments are due
Schedule automatic payments using bank transfers
Friends & Family are the BEST Bank!
*Disclaimer: LendAmi is not a lender. LendAmi does not match lenders with borrowers. LendAmi is a platform that allows two parties that already know each other to negotiate their own loan terms including loan amount, interest rate and repayment schedule and then track that loan together. Since LendAmi is not party to any loans transacted on its platform, LendAmi is not involved in choosing, approving or agreeing to loan terms. LendAmi does not run credit checks, enforce the payment of loans from one party to another or report to credit bureaus. The LendAmi platform allows users to track loans between $50 – $5000. Users choose and agree to their own interest rate within their local guidelines and determine the length of the loan. LendAmi allows users to choose payment schedules that are weekly, bi-weekly, monthly, quarterly, annually or lump sum with no restrictions on loan length. Users will be able to view an amortization schedule showing the total cost of the loan. An example loan in the amount of $1000 payable in monthly installments over a 12-month period at 5.75% interest will cost the borrower a total of $1057.20 including interest and platform fees. Users must be 18 years of age or older to use LendAmi. LendAmi may or may not operate in your State or US. Territory and its availability is subject to change.
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